Hail, flood and your car in Thousand Oaks

Flooded cars are covered — homes are not

FEMA's maps for the Thousand Oaks area include these high-risk flood zones: Zone AE, Zone A.

For a house, flood needs a separate policy. For a car it is different: flood damage is covered by comprehensive, the same coverage that pays for hail.

Source: FEMA National Flood Hazard Layer.